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  4. When your next scheduled payday comes around your bank account is debited for the loan fees
  5. To change your payments, arrange early payment or request an increase just complete our online members form.

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Kitchener, Ontario, was founded in 1833 and incorporated as a city in 1912. Formerly known as the Town of Berlin, until it became Kitchener in 1916 is one half of “The Twin Cities” along with Waterloo.

It is also sometimes associated with Cambridge to comprise the “Tri City“ or “KW” Region which is the 11th largest metropolitan area in Canada.

The City of Kitchener, Ontario is located between London and Toronto right on the 401 Highway for great convenience and access. With a population in excess of 214,000, which is growing at more than twice the national rate.

Kitchener, also has one of the lowest unemployment rates in the province, with economic prosperity matched only its exceptional quality of life. The Jim Balsillie led RIM (Research in Motion), is a major contributor to this statistic, along with being the “Insurance Capital of Canada” being home to such giants as Manulife, Clarica/Sun Life Financial and Royal & Sun Alliance.

The Kitchener Waterloo Greater Chamber of Commerce is one of the most dynamic in Ontario if not Canada in contributing to the economic success of the region.

The City of Kitchener is best known for the world renowned “OKTOBERFEST”. This annual Bavarian festival is attended by hundred’s of thousand’s each year who come to experience the beer and schnitzel and “roll out the barrel“ with everyone’s favorite accordion toting polka king Walter Ostenak.

Kitchener is also home to the historic Joseph Schneider Haus Museum. This has been authentically restored to resemble the oldest Mennonite homestead circa 1850.

Kitchener, Ontario is home to the Kitchener Memorial Auditorium Complex. Affectionately referred to as the “AUD”, it is home to major sporting events and concerts by many world class musical acts. Home of the Ontario Hockey League’s Kitchener Rangers, a team with a winning tradition and a favorite in the community.

Kitchener will also be host to the prestigious 2008 Memorial Cup Tournament which is the crown jewel of the Canadian Hockey League as junior hockey’s Holy Grail.

For the golf enthusiasts, Kitchener is definitely a putters paradise. Many picturesque golf courses to keep you challenged including Doon Valley, Whistle Bear and Rockaway Golf are fully matured courses open to the public. Or for something completely different, pitch and putt your way around the unique 9 hole par 3 course located at Bingeman park.

For Ski Bums, hit the slopes at The Chicopee Ski Club which offers skiing and snowboarding hills to cater to both the seasoned veteran and the beginner alike.

Bingeman Park has been a Kitchener, Ontario institution for many years. From the wave pool/waterslides and mini golf, to go karts and batting cages, this is a great place to take the family for a day trip, or stay over at the family campground, and sleep under the stars within city limits. Also enjoy the unique 9 hole “Par 3” golf course.

Downtown Kitchener, Ontario has lots to offer it’s residents. Your Local Kitchener Market with over 130 years of tradition is a cornerstone of the downtown.

With a stunning array of vendors offering good that cater to the frugal and gourmet consumer. For Arts and Culture, The Centre in the Square is a world class facility to enjoy a diverse offering of entertainment. And while there, check out the KW Art Gallery.

There is just a ton more to learn about Kitchener Ontario by taking a look at www.Kitchener.ca